Devaluation watch
Know the day your points lose value
Issuers cut reward rates quietly. We log every devaluation, fee change, and rule tweak, so a silent rate cut never catches your wallet by surprise.
The free, no-permissions rewards optimizer for India's multi-card holder. Net rewards after every cap, exclusion, and devaluation.
The toolkit
Four free tools that beat the Excel sheet on friction, not features.
Popular right now
HDFC Bank
Headline rate
16.67%
ICICI Bank
Headline rate
5%
SBI Card
Headline rate
5%
HDFC Bank
Headline rate
5%
Axis Bank
Headline rate
7.5%
HDFC Bank
Headline rate
16.67%
Premium
CardBuzz stays free forever. When you want more, one payment gets your whole wallet audited by a human, and a full year of OweSum Plus, our shared-expense app, bundled in. No subscription.
Trips, flatmates, group dinners. OweSum is the Splitwise alternative built for people who actually track receipts and multi-currency spends.
The kind of features comparable apps like Splitwise keep behind a paid subscription, here they're part of the ₹199 bundle, free for a full year.
Devaluation watch
Issuers cut reward rates quietly. We log every devaluation, fee change, and rule tweak, so a silent rate cut never catches your wallet by surprise.
Devaluation alerts
Opt-in alerts for devaluations and fee-waiver deadlines. No account, no tracking, just the heads-up. Unsubscribe anytime.