See what your cards actually earn, after the fine print.

The free, no-permissions rewards optimizer for India's multi-card holder. Net rewards after every cap, exclusion, and devaluation.

Premium

Two upgrades, one flat ₹199

CardBuzz stays free forever. When you want more, one payment gets your whole wallet audited by a human, and a full year of OweSum Plus, our shared-expense app, bundled in. No subscription.

₹199one-time · no subscription
  • Card Portfolio Audit, your net reward on every card you hold, the redundant cards to cut, and the concrete moves to make next. Human-reviewed, delivered within 72 hours.
  • 1 full year of OweSum Plus, activated on the email you pay with. Sign in to OweSum with that same email and it's already attached, no code to redeem.
See what's inside7-day no-questions refund
OweSum Plus, included

The shared-expense app that does more than split the bill

Trips, flatmates, group dinners. OweSum is the Splitwise alternative built for people who actually track receipts and multi-currency spends.

  • Scan a receipt and auto-itemise it, no line-by-line typing (OCR)
  • Live foreign-exchange rates, split in any currency, settle in yours
  • Deep search and spending analytics across every group and month
  • One-click JSON backup you own, export your data any time
  • Priority support

The kind of features comparable apps like Splitwise keep behind a paid subscription, here they're part of the ₹199 bundle, free for a full year.

Devaluation watch

Know the day your points lose value

Issuers cut reward rates quietly. We log every devaluation, fee change, and rule tweak, so a silent rate cut never catches your wallet by surprise.

Devaluation alerts

Get the alert before it hits your statement

Opt-in alerts for devaluations and fee-waiver deadlines. No account, no tracking, just the heads-up. Unsubscribe anytime.